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Keyword: INSURANCE

Property insurance in Florida

What to ask before you write the offer. Not after the inspection.

Money · 14 points

Who it’s for

For anyone buying in South Florida who doesn’t want the insurance surprise.

What’s on the list

  1. 1

    Quote the insurance before you make the offer. In Florida it can change the whole decision, not just the budget.

  2. 2

    Roof age and roof material carry more weight than anything else in a quote, and sometimes decide whether you get covered at all.

  3. 3

    Impact windows, impact doors and shutters matter. Ask for the closed permit that proves they went in right.

11 more points to go

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This checklist is general educational information for South Florida and is not legal, tax, insurance or financial advice. Official figures are printed with their source; always verify them for your own situation with your attorney, accountant and lender. Jordan Padierne, Realtor — eXp Realty.

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